Ch-ch-ch-changes

Everyday we get some type of lending change. They come in the form of an email with an effective date that has either already passed or only a few days away. We do our best to keep up with the current underwriting guidelines but we are at the mercy of the rule makers.
The frustrating part is the changes can come in the middle of your loan and there is nothing you can do about it. Borrowers are frustrated too but this is the world we live in now. Evolve or go extinct.